Fictional vehicle report

History summary

• Outstanding finance*: 1 finance record returned; current outstanding balance not established.
• Stolen status*: true in the fictional response; not a current real-vehicle finding.
• Insurance write-off*: 1 condition record returned: RECOVERED - NON-STRUCTURE DAMAGE. Supplier category N (Non-structure damage), loss code T. No real-vehicle classification inferred.

*Data provided by Experian · fictional sandbox only.

Vehicle description

Make

MINI

Model

COOPER

Source: One Auto API · DVSA sandbox vehicle description. Checked: 1 October 2026, 20:01 BST.

The saved MOT sample describes MINI COOPER. The separate AutoCheck response uploaded 30 September describes NISSAN QASHQAI ACENTA PREMIUM DCI*, DIESEL*, RED*, first registration 2020-01-01*. *Data provided by Experian. These sandbox descriptions do not match and must not be treated as a verified single vehicle. Registration and VIN are omitted.

Vehicle and MOT record

Source: One Auto API DVLA and DVSA sandbox responses. No live vehicle check.

The example vehicle is described as a MINI COOPER. Its sample tax status reads Taxed. Do not rely on the sample tax or expiry date for a real vehicle.

Check time: 2026-10-01T19:01:24.659Z · Response: sample returned

• Tax status: Taxed
• Tax expiry date: 2020-01-01
• Possible Northern Ireland registration: false

The mapped sample contains 1 MOT test record:

• Test 1: PASSED on 2023-01-01. 1 recorded comment. Ask for repair evidence where a comment raises a concern; this is a historical record, not an inspection today.

Vehicle history records

Fictional Experian AutoCheck fields below are marked * and share the attribution at the end of this source area. Counts describe the sample response only.

• Previous registered keepers*: 1
• Last keeper change*: 2020-01-01

Checked: 2026-10-01T19:01:24.659Z · Response: sample returned

Registered keepers are not necessarily legal owners. Several keepers alone do not establish a problem; ask about the history and check the documents. Multiple history rows remain unavailable until their chronology is confirmed.

• Finance records*: 1 example record in the sandbox response.
  • Record updated: 2020-01-01
    Record type: HIRE PURCHASE
    Agreement start date: 2020-01-01
    Finance company: A FINANCE CO
    Term: 12 months
    Contact number: 01234 567891 (fictional; do not call)
    Agreement number: S1234567 (fictional)
    Financed vehicle description: NISSAN QASHQAI ACENTA
• Condition and insurance records*: 1 example record in the sandbox response.
  • Record updated: 2020-01-01
    Recorded status: RECOVERED - NON-STRUCTURE DAMAGE
    Loss date: 2020-01-01
    Supplier loss code: T
    Recovery category: Non-structure damage
• Stolen vehicle records*: 1 example record in the sandbox response.
  • Record updated: 2020-01-01
    Stolen marker: true
    Date reported: 2020-01-01
• High-risk records*: 1 example record in the sandbox response.
  • Record updated: 2020-01-01
    Record type: AT RISK
    Date of interest: 2020-01-01
• Plate-transfer records*: 1 example record in the sandbox response.
  • Plate transfer date: 2020-01-01
    Transfer type: Marker

*Data provided by Experian through One Auto API. Fictional sandbox data only. Finance details were recovered from Michael’s original saved sandbox response uploaded 30 September 2026; the other mapped history rows were saved on 1 October 2026. No new lookup was made.

These counts describe fabricated sandbox records. In a live report, each finding would need its source date and status. A failed or absent section would read unavailable, never “clear”.

KELNU assessment

This test response cannot justify a BUY, NEGOTIATE or WALK AWAY recommendation for a real car. A future live assessment would distinguish current from historical markers, explain uncertainty, and show KELNU's reasoning separately from supplier facts.

Why the assessment is on hold

• Sandbox sample only; source vehicle descriptions differ; live interpretation rules and supplier approval pending

Questions and evidence to collect

• Finance records*: For a real car, ask for settlement evidence and confirm with the finance provider before paying. A record alone does not establish the present balance.
• Condition and insurance records*: Check the category, date and repair history; consider an independent physical inspection.
• Stolen vehicle records*: Confirm the current status independently. Historical entries and later changes need careful reading.
• High-risk records*: Review the type and date with the source before drawing a conclusion.
• Plate-transfer records*: A registration change can affect how older records connect to a car; verify its identity and documents.

Before buying: verify finance and insurance history with the relevant parties, review the MOT record, and inspect the vehicle and documents.